Key Points
- Unemployment benefits are a safety net from the start and can help you keep up in My Winter Car especially towards the beginning.
- If you have a main job, getting fired from it is the quickest way to trigger unemployment benefits.
- The system is managed via non-physical processes (työttömyyslomake via mail/phone), and payments occur roughly every two weeks.
The sequel to My Summer Car, My Winter Car has quickly exceeded the rage of its predecessor. One of the features that make the initial process easier in-game is the unemployment benefits in the game. The system is intentionally vague, but after spending a few hours playing, I have been able to figure out exactly how you canget unemployment benefits in My Winter Car and how the system actually functions.
My Winter Car – Unemployment benefits Overview
| How to get | Be fired from the main job and mail the application |
| Amount | 600 MK (monthly) |
| Payment frequency | Every fifteen days |
| Payment mechanism | direct transfer to bank account (can be checked at ATM) |
How to get Unemployment benefits in My Winter Car

In My Winter Car, the player character starts the game already registered in the unemployment benefit system, which means government support exists from the very beginning if the player is not officially employed. This support is designed to help with living expenses and primarily to cover rent.
The benefits are paid directly into the bank account, which can be checked at the ATM located at PSK. Each payment is of around 600 MK, which comes alongside an additional low-income or housing benefit of roughly 180 MK at the start, making unemployment support a reliable early source of income. Unemployment payments are issued once every two weeks.
Who can accrue unemployment benefits?
The most critical rule governing unemployment benefits is employment status. As long as the player does not hold an official job, they remain eligible for unemployment and living benefits. The main job, in particular, plays a significant role.
However, if a player is fired from the main job, they can be disqualified from receiving benefits for a period of time, though the exact penalty window remains is unclear.
Also Read: My Winter Car – How to install brake booster and brake lines
Steps to earn Unemployment benefits
- You will get the form in the mailbox within 3 weeks of being fired, or on the last Friday of the in-game month, roughly every four weeks.
- Interact with the unemployment form (työttömyyslomake). The form is sent via in-game mail and has a high chance of triggering, especially after being fired from a job.
- Fill up the form and send it back using the same mailbox at PSK that is used for sending mail orders.
- The benefits will then be paid directly into your bank account, and you can check them at the PSK ATM.
Ensure that you send the form using the same mailbox at PSK. This step is important – there is no other way to send the form, as the unemployment office does not exist as a physical in-game building.
If you have not received the letter inspite of being unemployed, the best thing to do is wait. Internally, values such as JOBUOLETTER timers suggest the game tracks eligibility windows in minutes that translate into roughly 9 to 14 days of actual gameplay, depending on saving and sleeping patterns.
Bugs to the unemployment benefit system in My Winter Car
There are several bugs that players have faced, and there also look to be certain workarounds to the unemployment benefits in My Winter Car:
- Some gamers have observed benefits arriving automatically after several in-game days without manual form submission.
- Some players claim benefits continue even while holding certain jobs, though there is no confirmed information on whether penalties exist for doing so.
FAQs
I’ve been fired from my main job and haven’t seen the unemployment form in the mailbox yet. What can I do?
Check your PSK mailbox and bank history; the form can arrive after a delay. If not, contact in-game support via phone to confirm eligibility and delivery timing.
Can I still get benefits if I take a short paid gig while unemployed?
The evidence is mixed; some players report continued benefits, others see penalties. Proceed with caution and monitor eligibility windows.
How often are unemployment payments issued in-game?
Payments come roughly every two weeks, but timing can vary with in-game events and form submission.
